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There are many variables to determining a custom quote for commercial general liability.
Commercial general liability insurance is a type of insurance most business owners purchase. Commercial general liability allows business owners to protect themselves against liability that could arise throughout the regular course of business actions.
When you run a business many things can go wrong when dealing with customers. If one of your customers was seriously injured while on the property of your business, they could sue the business for damages. Commercial general liability insurance coverage pays up to a certain dollar amount for the medical bills and damages when this sort of event happens.
Commercial general liability insurance also covers damages to property that are caused by doing business. For example, if one of your employees damages someone else's property by accident, this type of insurance policy provides for the payment to have the property repaired or replaced.
Purchasing general liability insurance is an important step for every business owner. Without this type of coverage, you might be held personally responsible for any accidents on the property. With only a small premium, a damaging lawsuit can be avoided in most cases.